Products

Motor Insurance Policy

The minimum requirement by law (the Motor Vehicles (Third Party Insurance) Act of 1958) is to provide insurance in respect of legal liability to pay damages unlimited in amount for death or bodily injury caused to any person, arising out of the use of a motor vehicle. Under Motor Insurance we have the following levels of covers:

Third Party only, Third Party Fire & Theft, and Comprehensive

Third Party only
The policy indemnifies you and any permitted driver in respect of your legal liability to third parties for death, injury or property damage. The minimum limit for damage to property is 10 million and could be reviewed upwards at your request.

Third party Fire and Theft
In addition to the cover provided by the Third Party Policy described above, this policy provides cover for damage to your vehicle itself from fire or theft.

Comprehensive
The comprehensive policy adds accidental loss of or damage to the vehicle to the third party, fire and theft cover.

Motor Trade Road Risks
This policy protects Garage Owners and vehicle repairers against their legal liabilities whilst using their customers' vehicles on the road as the indemnity provided by the policies covering such vehicles are not available to them.

Motor Trade Internal Risks
This policy provides the cover described above when the vehicle is in the workshop.

Similar covers are available for Motor Cycles.