Products

Personal/Group Accident Policy

The Personal accident policy provides compensation for those insured for death or injury arising from accidental violent, external and visible means. A capital sum is payable for death and permanent disablement, with lesser sums for partial permanent disablement such as loss of a limb or an eye.

The policy is usually extended to include a weekly benefit up to 104 weeks if the insured person is temporarily totally disabled due to an accident from engaging in his usual occupation.

Cover is also available for medical expenses necessarily incurred as a result of the accident.

This Policy unlike the Employers liability policy operates for 24 hours a day.

In addition to the purchase of personal accident insurance by individuals, it is also possible for companies to arrange cover on behalf of their employees. Many organizations arrange group schemes for their members.